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Carlos Loria

Journalist with over 10 years of expertise in Social Security, SNAP benefits, IRS, US taxes, stimulus checks, and related topics.
The states where your retirement savings last the longest — and the shortest

Most and Least Affordable States to Retire in the U.S. in 2026

May 31, 2026 14:00 by Carlos Loria

Choosing where to retire in the United States has never carried more financial weight. With 65% of retirees depending on Social Security as their primary income source — and the … Read more

Categories Finance Tags retirement
Therapy Trial for Veterans Diagnosed With PTSD and Other Disorders

What Veterans With PTSD Need to Know About the VA’s New Clinical Trial Starting Now

May 31, 2026 08:00 by Carlos Loria

The Department of Veterans Affairs began enrolling participants on May 18 for a randomized, placebo-controlled study testing whether MDMA — the active compound in the drug commonly known as ecstasy … Read more

Categories Finance Tags united states
New IRS Rules for Your 401(k)

401(k) Plan Updates from IRS Bulletin: What to Know from June

May 31, 2026 06:00 by Carlos Loria

If you sponsor or run a 401(k) retirement plan, there’s some new stuff to deal with following the June 1, 2026 release of Internal Revenue (IRS) Bulletin 2026-23. Most of … Read more

Categories Finance Tags IRS
The ages Americans skip when claiming Social Security say a lot about retirees

The most popular retirement age Americans pick has changed in recent years

May 30, 2026 18:00 by Carlos Loria

Retirement claiming decisions involve complex trade-offs between immediate income needs and long-term financial security. New patterns in Social Security data reveal consistent preferences — and surprising gaps — in how … Read more

Categories Finance Tags retirement
New 2026 Social Security Maximum Benefits and June Payment Schedule

Social Security 2026: Maximum Benefit Reaches $5,181 in June With Four Payment Dates

May 30, 2026 14:00 by Carlos Loria

The 2.8% Cost-of-Living Adjustment (COLA) for 2026 was incorporated into monthly Social Security payments in January and will be valid up to December. Beneficiaries who reached the maximum taxable income … Read more

Categories Finance Tags Social Security
Four New Tax Deductions Now in Effect: Here's the Exact Income Cutoff for Each One

IRS Confirms Who Qualifies for the Working Families Tax Cuts: Millions Are Leaving Money on the Table

May 30, 2026 08:00 by Carlos Loria

The Internal Revenue Service (IRS) has been actively promoting four new tax deductions that took effect January 1, 2025, under legislation signed into law on July 4, 2025. On May … Read more

Categories Finance Tags tax
Why the biggest projected Social Security cut in three years might not be enough to cover basic retirees' expenses

US retirees face a higher 2027 COLA but with less real purchasing power than in previous years

May 30, 2026 06:00 by Carlos Loria

The cost-of-living adjustment (also shortened as COLA) that Social Security beneficiaries will receive in January 2027 could be the highest since 2023, according to the most recent inflation data. But … Read more

Categories Finance Tags retirement
What it takes to achieve $1 million in retirement savings

How much you actually need to save every month to retire with $1 million

May 29, 2026 18:00 by Carlos Loria

Most people hear the phrase retire with a million dollars and mentally file it under things other people do — people with higher salaries, smarter investments, or a lucky break … Read more

Categories Finance Tags retirement
Renewing your driver's license as a senior in the US

What People Over 70 Must Know Before Renewing Their Driver’s License in Every U.S. State

May 29, 2026 14:00 by Carlos Loria

There are roughly 48 million Americans over 65 holding a valid driver’s license. Many of them will face renewal requirements that simply don’t apply to younger drivers — extra steps … Read more

Categories Finance Tags united states
News about SUN Bucks in 2026

What SUN Bucks Actually Pays in 2026 — and Which Families Qualify Right Now

May 29, 2026 08:00 by Carlos Loria

Come summer, millions of low-income kids suddenly lose two meals they’d normally get at school. Not because their families did anything wrong—just because the school year ends. Those free breakfast … Read more

Categories Finance Tags SNAP
$2,071 average check in June — who gets more and who gets less from Social Security

Social Security June Updates: The Three Exact Dates Your Payment Will Arrive

May 29, 2026 06:00 by Carlos Loria

June arrives without interruptions. The Social Security Administration (SSA) comes back ones again with its standard distribution calendar for the month, with no federal holidays, no weekend adjustments, and no … Read more

Categories Finance Tags Social Security
What's the full calendar for Social Security benefits in June?

June Social Security Calendar: When to Expect Your Benefits Next Month

May 28, 2026 18:00 by Carlos Loria

The Social Security payment schedule for June is simple and hassle-free. With no federal holidays or weekend conflicts this month, payments will follow the regular calendar without any early or delayed … Read more

Categories Finance Tags Social Security
There will be a change in the regular SSI payments in July

SSI Payments in June & July 2026: Why You Will Receive Two Deposits in One Month

May 28, 2026 14:00 by Carlos Loria

The Social Security Administration (SSA) is the federal agency in charge of the Supplemental Security Income (SSI) disbursements on the first calendar day of each month. When that date coincides with … Read more

Categories Finance Tags SSI
Those who claim at age 62 could face a major surprise

Why Claiming Retirement At 62 Reduces Benefits By 30% Permanently Under New 2026 Rules

May 28, 2026 08:00 by Carlos Loria

Yes, we all have the notion that 65 years old is the natural threshold for leaving the workforce in the United States, and it’s a number that has persisted for … Read more

Categories Finance Tags retirement
Some tax refunds might be delayed due to a bunch of reasons

Haven’t Received Your IRS Tax Refund? Here Are the Main Reasons

May 28, 2026 06:00 by Carlos Loria

The Internal Revenue Service (IRS) tax calendar closed its regular period on April 15, 2026, but for a large portion of American taxpayers, it is still open because their tax … Read more

Categories Finance Tags IRS
Millions of Taxpayers Can Reclaim COVID-Era IRS Penalties — But Only If They File by July 10

Millions in unclaimed COVID-era IRS refunds: Must be retrieved before July 10th

May 27, 2026 14:00 by Carlos Loria

Tens of millions of taxpayers — individuals, small businesses, and corporations alike — may have a legal basis to recover penalties and interest the IRS collected during the pandemic. A … Read more

Categories Finance Tags IRS
US cities where the average retiremente check can afford living

Retire on $2,081 per month: three U.S. cities where your retirement alone covers living costs in 2026

May 27, 2026 08:00 by Carlos Loria

The average retirement check is $2,081 in 2026, according to the SSA. In the right city, that amount covers expenses without touching savings. As of April 2026, the average Social … Read more

Categories Finance Tags retirement
What the upcoming COLA increase mean for your Social Security check

Social Security benefits could increase 4%: Is that good news?

May 27, 2026 06:00 by Carlos Loria

2027 Social Security COLA projection jumps to 3.9% as inflation accelerates, but higher Medicare Part B premiums will reduce the net increase for most beneficiaries The projected cost-of-living adjustment for … Read more

Categories Finance Tags Social Security
What it actually means when the IRS sends officials with credentials to visit taxpayers at home

IRS Agents Can Show Up at Your Home in 2026, But Only Under These Specific Conditions

May 26, 2026 18:00 by Carlos Loria

The Internal Revenue Service (IRS) does send real people to your door. Yes, it’s true. But the panic going around online leaves out a ton of context—like why it happens, … Read more

Categories Finance Tags IRS
Full list of DMV requirements to get a Class C license in California

California Driver’s License: How to Easily Get Yours at the DMV

May 26, 2026 14:00 by Carlos Loria

If you live in California, getting your driver’s license is one of the most practical things you can do. It’s not just about being allowed to drive — though that’s … Read more

Categories Finance Tags united states
CalFresh Work Requirements Expand June 1, 2026 – What California Households Must Know

Calfresh Work Requirements Starting June 1, 2026: What to Know Before Changes Kick In

May 26, 2026 08:00 by Carlos Loria

California is rolling out the most sweeping changes to its CalFresh food assistance program since the COVID-19 pandemic, and millions of households need to understand what is happening before June … Read more

Categories Finance Tags CalFresh
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Recent Posts

  • Maximum Social Security Benefit in 2027: The $4,188 Check and the Requirements to Get It
  • Social Security COLA 2027 Confirmed at 3.6%: The Average Retirement Check Rises by $75 a Month
  • Social Security Payments Next Week: SSI Arrives Early on October 30 and the Last October Deposit Lands on the 28th
  • Millions of Retirees and Disability Beneficiaries Born Between the 21st and 31st Receive Social Security Payment Tomorrow
  • The my Social Security Account: The Free Check That Catches a Missing Year of Earnings Before It Shrinks Your Pension

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