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Carlos Loria

Journalist with over 10 years of expertise in Social Security, SNAP benefits, IRS, US taxes, stimulus checks, and related topics.
The Social Security Shift That Just Defined a New Full Retirement Age

The Change in the Full Retirement Age Many Missed This Year in the US

February 15, 2026 14:00 by Carlos Loria

Imagine you’re about to blow out the candles on your 62nd birthday this year, dreaming of hanging up your gloves and starting to collect your full Social Security benefits. But … Read more

Categories Finance Tags retirement
Struggling quietly? The VA has your back

Beyond the Uniform: A Practical Guide to the VA’s Mental Health Services and Resources

February 15, 2026 08:00 by Carlos Loria

For plenty of veterans who served America, the hardest part of coming home isn’t the transition to civilian clothes. It’s the stuff you can’t see. It’s the hyper-vigilance in a … Read more

Categories Finance Tags united states
The "One Big Beautiful Bill" Just Changed Your Taxes

Many Homeowners Will Overpay Taxes to the IRS This Year: How to Easily Avoid It

February 15, 2026 06:00 by Carlos Loria

In the midst of the most anticipated tax season of the year, millions of Americans are dreaming of a generous refund to help them cope with the rising cost of … Read more

Categories Finance Tags IRS
New Averages to Social Security Benefits

Social Security Payments and Updates Confirmed by the Social Security in February

February 14, 2026 20:07 by Carlos Loria

As the year finally gets underway (it’s been a long time coming, because January seemed endless, I know), Social Security payments are proceeding normally amid structural and operational changes that … Read more

Categories Finance Tags Social Security
The updated eligibility for SSDI benefits, according to the Blue Book

Blue Book Eligibility: What Conditions Qualify for SSDI Benefits

February 14, 2026 18:00 by Carlos Loria

The Social Security Administration mainly depends on a specific set of medical criteria when evaluating disability claims. This framework, formally designated as the “List of Impairments” but commonly referred to … Read more

Categories Finance Tags SSDI
The 2026 Time Change Has a Hidden Twist

Daylight Saving Time: Clocks in Just One State Are Stuck While the Rest of the US Springs Forward

February 14, 2026 08:00 by Carlos Loria

If you live in the United States (or just have friends there and want to keep track of the time difference), you are probably well aware that we are heading … Read more

Categories Finance Tags united states
Raising Full Retirement Age: The Debate Returns to the Debate

Trump Is Talking About Rising the Retirement Age in the US: This It What It Means for You

February 14, 2026 06:00 by Carlos Loria

Statements from figures associated with the Trump administration often attract public attention, especially when they address far-reaching federal programs, such as the retirement. Social Security, by its very nature, is … Read more

Categories Finance Tags retirement
Retirement Savings Averages in the US

The Real Figures for Retirement Savings in the United States Are Far From What You Imagine

February 13, 2026 18:00 by Carlos Loria

Various economic indicators show that large segments of the U.S. population face a significant shortfall in their projected retirement savings. The accumulation of liquid assets earmarked for this purpose is … Read more

Categories Finance Tags retirement
New York State's new DMV license points rules raise penalties

The New York State DMV Is Launching a New System of Stricter Penalties for Driver’s License Holders

February 13, 2026 14:00 by Carlos Loria

A reconfiguration of the points system for driver’s licenses in New York State will take effect on Monday, February 16. The new regulations, published by the Department of Motor Vehicles … Read more

Categories Finance Tags united states
Why some SNAP households will need to document more than just income this year

The Next Shift in SNAP Benefits’ Work Rules Is Quietly Moving Through State Agencies

February 13, 2026 08:00 by Carlos Loria

Effective February 1, 2026, the Supplemental Nutrition Assistance Program (SNAP) expanded its work requirements to include individuals up to age 64. Prior to this change, the upper age limit was … Read more

Categories Finance Tags SNAP
The benefit cut timeline: key dates every retiree should memorize

This Is What Could Happen to Your Social Security Payments as Early as 2032

February 13, 2026 06:00 by Carlos Loria

Budgetary documents issued by fiscal oversight entities indicate an estimated date for the asset shortfall in the main federal pension fund. The Office of the Chief Actuary and the CBO … Read more

Categories Finance Tags Social Security
Retired Teachers and Firefighters Just Got a Social Security Raise—But the IRS Wants Its Share

Your Social Security Just Went Up: Your State Tax Bill Might, Too

February 12, 2026 18:00 by Carlos Loria

The Social Security Fairness Act, enacted on January 5, 2025, eliminates the provisions known as Windfall Elimination Provision (WEP) and Government Pension Offset (GPO). These phrases may sound like something … Read more

Categories Finance Tags Social Security
2026 SSI Couple Payments: A Complete Guide

SSI for Couples 2026: Eligibility, Benefits, Limits and More You Should Know

February 12, 2026 14:00 by Carlos Loria

In the United States, many couples rely on Supplemental Security Income (SSI) benefits due to adverse circumstances that significantly restrict their income and financial resources. The program, administered by the … Read more

Categories Finance Tags SSI
The Surprising Age That Maximizes Your Retirement Payment

Statistics Say This Is the Best Age to Go for Retirement in the United States

February 12, 2026 08:00 by Carlos Loria

The decision of when to stop working and start enjoying retirement is one of those questions that generates more debate at family dinners than almost anything else when we talk … Read more

Categories Finance Tags retirement
The average tax refund in 2026, according to the IRS

The Average Tax Refund in 2026 and When to Expect Your Check From the IRS

February 12, 2026 06:00 by Carlos Loria

Tax season for 2026 officially opened on January 26. If your return is error-free, the Internal Revenue Service (IRS) usually pushes refunds out fast—most within three weeks, and often much … Read more

Categories Finance Tags IRS
Changes to the SSI scheduled dates

SSI Payments Will Be Moved up to 2026 Due to a Change in the SSA Calendar

February 11, 2026 18:00 by Carlos Loria

For millions of Americans, the monthly arrival of Supplemental Security Income (SSI) sets the pace for their household economy, especially for the target of this benefit: low-income people who need … Read more

Categories Finance Tags SSI
Rules in force for the SSDI benefits in 2026

The SSDI Income Limit Just Went Up in 2026: Here’s What the SSA Says

February 11, 2026 14:00 by Carlos Loria

The Social Security Administration (SSA) has begun applying its habitual annual adjustments for 2026 related to the Social Security Disability Insurance (SSDI) program. These changes are part of the incremental … Read more

Categories Finance Tags SSDI
Why do reports on retirement savings show such different figures

Retirement Savings: This Is What the Average American Have and Should Have by Age 60

February 11, 2026 08:00 by Carlos Loria

Americans are not always ready to retire when they reach the age when they want to (and can) stop working: a large part of them are a little behind and, … Read more

Categories Finance Tags retirement
Daylight Saving Time 2026

The 2026 “Spring Forward” Date Is Coming All Over the United States, Except a Couple States

February 10, 2026 18:00 by Carlos Loria

Circle Sunday, March 8, 2026, on your calendar. That’s the day we all collectively lose an hour of sleep for the “spring forward.” At 2 a.m. sharp, time will seemingly … Read more

Categories Finance Tags united states
Find Your NC DMV Office Hours After February 9 Change

NC Driver License Offices Are Making Major Changes That Could Affect Appointments

February 10, 2026 14:00 by Carlos Loria

The North Carolina Division of Motor Vehicles (known as the NCDMV) has concluded a multi-year pilot program that provided expanded early morning access at a majority of its driver service … Read more

Categories Finance Tags united states
Full SNAP benefits calendars in February 2026

Confirmed by the USDA: What’s February’s SNAP Calendars According to Your State of Residence

February 10, 2026 08:00 by Carlos Loria

The Supplemental Nutrition Assistance Program, known as SNAP benefits, come from the federal government, but they’re actually run by the states. That means your local state office is the one … Read more

Categories Finance Tags SNAP
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