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Carlos Loria

Journalist with over 10 years of expertise in Social Security, SNAP benefits, IRS, US taxes, stimulus checks, and related topics.
Supplemental Security Income

A New Social Security Check Lands on June 1st but It’s Just for One Group

May 20, 2026 18:00 by Carlos Loria

June 1 is a Monday, and for the roughly 7.5 million Americans receiving Supplemental Security Income, that means one thing: the monthly deposit lands on time, no delays. The Social … Read more

Categories Finance Tags SSI
How do the SSDI payments change to retirement benefits?

What Actually Happens to Your SSDI Check When You Turn 67

May 20, 2026 14:00 by Carlos Loria

Most people on Social Security Disability Insurance (SSDI) spend years worrying about medical reviews, income limits, and whether their benefits might get cut. Then they turn 67 years old, and … Read more

Categories Finance Tags SSDI
Here’s what the numbers actually say about humidity, heat, and living costs for retirement in 3 US states

The Best Three U.S. States With the Steadiest Weather for Retirees

May 20, 2026 08:00 by Carlos Loria

Let’s be honest. A lot of retirement advice out there is just someone repeating what they heard from a friend who moved to Florida in 1987. But when you’re 65 … Read more

Categories Finance Tags retirement
Social Security payments to arrive today

Social Security and SSDI Payments on May 20: Who Gets Paid Today

May 20, 2026 06:00 by Carlos Loria

This Wednesday, May 20, 2026, the Social Security Administration (SSA) deposits payments for the second group of beneficiaries of the month. Not everyone gets paid on the same day — … Read more

Categories Finance Tags Social Security
Where's My Refund? The free IRS tool to track your money

Track Your 2026 IRS Tax Refund: When Will Your Money Arrive?

May 19, 2026 18:00 by Carlos Loria

You filed your 2025 tax return. Now you need the money. As of February 2026, the Internal Revenue Service (IRS) has processed over 52 million returns, and the average refund … Read more

Categories Finance Tags IRS
That Florida license change that can stop your mail vote in 2026

Over 3 Million Floridans Need to Check Their Driver’s License Before the 2026 Elections

May 19, 2026 14:00 by Carlos Loria

Renewing your Florida driver’s license could accidentally mess with your ability to vote by mail or sign citizen petitions in 2026. It’s not fraud. It’s not voter error. It’s two … Read more

Categories Finance Tags united states
The USDA sets two income tests for SNAP benefits

SNAP Benefits Income Limits for Fiscal Year 2026: Eligibility Thresholds and Program Rules

May 19, 2026 08:00 by Carlos Loria

The federal government sets a hard ceiling on how much a household can earn and still receive food assistance through SNAP benefits — and in fiscal year 2026, those numbers … Read more

Categories Finance Tags SNAP
Choose Full-Time or Part-Time RV Living: Four States That Protect Retiree Benefits in 2026

The Best States for Retirees to Travel in RV in the United States

May 19, 2026 06:00 by Carlos Loria

More than 1.2 million U.S. households now use a recreational vehicle (RV) as their primary residence, according to the RV Industry Association’s 2025 annual report (released January 2026). Among retirees, … Read more

Categories Finance Tags retirement
The Retirement Ages Americans Consistently Skip, According to Federal Benefits Data

Why Most Americans Never Retire at 63 or 64 and Why Most Avoid It

May 18, 2026 18:00 by Carlos Loria

The conventional retirement story in the United States focuses on when people do retire. Far less attention goes to when they do not — and why. Federal benefit data and decades … Read more

Categories Finance Tags retirement
What's the forecast for the next Social Security COLA increase?

Social Security Benefits Might Increase Even More Next Year: What the Forecasts Show

May 18, 2026 14:00 by Carlos Loria

Early looks at the 2027 Social Security cost‑of‑living adjustment (COLA) point to a potentially bigger increase than the current 2.8%. But here’s the problem for anyone trying to plan: the … Read more

Categories Finance Tags Social Security
Business owners must file a paper form before the statute of limitations closes on July 10, 2026

Millions of Businesses Face a July 10 Deadline to Reclaim IRS Penalties From the COVID Era

May 18, 2026 08:00 by Carlos Loria

The case is Kwong v. United States, decided by the U.S. Court of Federal Claims. Judge Molly Silfen ruled that the COVID-19 pandemic, as a federally declared disaster, automatically extended … Read more

Categories Finance Tags IRS
The retirement checklist: What Americans must know before retirement

A Checklist Before Choosing to Retire at Age 62 in the US

May 18, 2026 06:00 by Carlos Loria

Many Americans set their sights on 62 because it’s the earliest age to claim Social Security retirement benefits. For others, the timing isn’t really a choice at all. A 2025 … Read more

Categories Finance Tags retirement
Two more Social Security payments to go this and next week

New Social Security benefits are coming this week: Up to $5,181 in payments

May 18, 2026 05:56May 17, 2026 18:00 by Carlos Loria

If you’re retired and your birthday falls anywhere between the 11th and the 31st of any month, you’ll get your Social Security money on May 20 and May 27, 2026. … Read more

Categories Finance Tags Social Security
Why 68% of New Retirees Withdraw Too Much From Their 401(k) According to the AARP

The 401(k) Withdrawal Bias That Reduces Retirement Income by 23%

May 17, 2026 14:00 by Carlos Loria

According to AARP data published in May 2026, the majority of 401(k) participants approaching retirement make one predictable mistake: they treat their lump sum like a salary replacement instead of … Read more

Categories Finance Tags retirement
VA Disability Pay Is Going Up. Here's What That Actually Means for Your Check

Senate Bill Advances Annual COLA Increase for Disabled Veterans and Surviving Families

May 17, 2026 08:00 by Carlos Loria

A bipartisan bill introduced in the Senate on May 11 would raise Veterans Affairs disability compensation by 2.8 percent — the same cost-of-living adjustment (COLA) Social Security recipients are already … Read more

Categories Finance Tags united states
How to Skip Underpayment Penalties This Tax Season

How to Use the June 15 and October 15 IRS Extensions for Your Tax Return

May 17, 2026 06:00 by Carlos Loria

If you are a U.S. citizen or green card holder living outside the United States and Puerto Rico, the Internal Revenue Service (IRS) gives you extra time to file your … Read more

Categories Finance Tags tax
Your Full Retirement Age is now 67 – claiming Social Security at 62 costs you 30% forever

The Exact Age You Need to Retire to Collect Every Dollar of Your Social Security Benefit

May 16, 2026 18:00 by Carlos Loria

There is one question millions of Americans wrestle with every year, and the answer can mean hundreds of dollars more or less each month for the rest of their lives. … Read more

Categories Finance Tags retirement
The 2026 Social Security Rules That Determine How Much You'll Collect — and When

Checklist Before Claiming Your First Social Security Check In 2026

May 16, 2026 14:00 by Carlos Loria

Most people applying for Social Security in 2026 make the same miscalculation: they expect a check the month they sign up. That’s not how the system works — and the … Read more

Categories Finance Tags Social Security
Tens of Millions of Taxpayers Could Reclaim IRS Pandemic Penalties Before a July 10

Americans Paid Covid-Era IRS Penalties: They Were Illegal and You Can Get the Money Back

May 16, 2026 08:00 by Carlos Loria

If you paid penalties or interest to the Internal Revenue Service (IRS) between early 2020 and mid-2023 — for a late return, a missed payment, or an underpayment during the … Read more

Categories Finance Tags IRS
Social Security, Break-Even Math and Life Expectancy: How to Pick Your Retirement Age

When Should Americans Actually Retire? A Data-Driven Answer for 2026

May 16, 2026 06:00 by Carlos Loria

62 years old is when most Americans file for retirement. It is also, for most of them, a financial mistake they will spend the next two decades paying for. That … Read more

Categories Finance Tags retirement
New 2026 rules changed rules when you claim retirement benefits

Top 5 Mistakes You Could Want to Avoid When Filing for Retirement

May 15, 2026 18:00 by Carlos Loria

Most Americans spend decades paying into Social Security without ever reviewing how their claiming decisions will affect the size of their check. That oversight is expensive. A single wrong move … Read more

Categories Finance Tags retirement
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Recent Posts

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  • Millions of Retirees and Disability Beneficiaries Born Between the 21st and 31st Receive Social Security Payment Tomorrow
  • The my Social Security Account: The Free Check That Catches a Missing Year of Earnings Before It Shrinks Your Pension

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