Millions of Americans will receive a new monthly payment from Social Security in February 2025. This calendar may bring surprises because there is one group of recipients who will not get their monthly payment in February. Instead, it will be issued on January 31. So, if you are on Supplemental Security Income (SSI), your check or direct deposit will be delivered 24 hours ahead of schedule.
The first Social Security payment for retirees will be due on February 3, 2025. The are two different ways to qualify for this payment once you have gotten approval from SSA. The first one is to have started collecting retirement benefits before May 1997. Another option is to have a low income and to be receiving SSI simultaneously.
Social Security payment calendar for February
The retirement benefit payments on February 3 are just for two large groups of retirees. However, there are many more recipients who will collect their monthly direct deposit or check later in the month. See the full calendar for February below:
- February 3: If on SSI and Social Security at the same time
- February 3: If on retirement benefits before May 1997
- February 12: if born from 1-10 and on benefits after April 30, 1997
- February 19: if born from 11-20 and on benefits after April 30, 1997
- February 26: if born from 21-31 and on benefits after April 30, 1997
As a matter of fact, not only can retirees receive Social Security payments on these dates, but also SSDI recipients who meet the same requirements the Social Security Administration has set.
Social Security payment amounts in February
The average payment in retirement is about $1,976 after the 2025 COLA increase. If things remain like in the previous year, the February payments in retirement may be a couple of dollars higher in February but on average.
Remember that your Social Security payments only increase once per year if there is inflation. The maximum benefit possible in retirement is up to $5,108 if you worked for 35 years and earned the contribution and benefit base all those years in jobs covered by SSA. Filing at 70 is also required to get this huge payment.