In September 2025, the monthly monetary deposit of the beneficiaries of the Supplemental Security Income (SSI) program was not made on the usual date of the first of the month. This calendar change was a direct result of September 1 falling on a nationally recognized holiday, Labor Day.
The Social Security Administration (SSA), which manages and makes these disbursements, has a standard policy for handling calendar situations like this.
According to official regulations from the SSA, when the last scheduled date of a disbursement, which is the first of each month, falls on a weekend or a nationally recognized bank holiday, the transfer of funds is automatically transferred to the immediately preceding business day.
Where did September’s SSI payment go?
Strictly following this policy, the advance of the payment for the entire month of September 2025 was made by the SSA in a matter of hours, specifically, on Friday, August 29, 2025. Therefore, those receiving SSI were able to access their September payment nearly three days earlier than the normal calendar, and in strict compliance with the already established regulatory framework.
The next payment for supplemental income for the following month (October 2025) will be made on the usual date of Wednesday, October 1, 2025. No calendar adjustments or modifications are expected in that month.
Upcoming SSI payments: Last months with the 2025 COLA adjustment
The new values are a consequence of the application of the cost-of-living adjustment, known by its acronym COLA. The increase established for 2025 was 2.5 percent compared to the figures in effect in 2024. The payment structure for 2025 defines three categories with their respective caps.
For an eligible individual who qualifies on their own, the maximum monthly amount was set at $967. For the case of an eligible couple where both spouses meet the requirements to receive the benefit, the maximum combined payment rises to $1,450 per month.
A third category designated as “essential person” exists. This category refers to those individuals who live with an SSI beneficiary and provide them with essential care or indispensable support that enables the beneficiary to live in their home, and not in an institution. The maximum monthly amount for an essential person in 2025 was set at $484.
A Breakdown of SSI Eligibility Requirements: Are You Qualified?
The eligibility to receive payments from the supplemental security income program is not automatic and is subject to strict compliance with a series of requirements defined by law and regulated by the SSA. The first fundamental requirement is residency.
Applicants must be either U.S. citizens, or failing that, legal residents of the United States of America. A second pillar of eligibility is the limits of income and economic resources. Applicants must prove that their monthly income and the total value of the patrimonial assets they have are below the limits established and reviewed annually by the SSA.
To qualify, the person must have a severe and prolonged disability, as defined by the SSA, or must be 65 years of age or older. It is permanent for all beneficiaries to keep their contact information and personal situation updated within the SSA’s systems so that there are no delays or interruptions in payments.
What are the specific income limits and resource qualifications required for SSI eligibility?
Income Limits
- For individuals: $967 per month in countable income.
- For married couples: $1,450 per month in countable income.
- Countable income includes earned income, unearned income, help with housing, and some government payments.
SSA excludes from the calculation:
- The first $20 of monthly income.
- The first $65 of earned income plus half of any earned income over $65.
- SNAP (food stamps), certain housing assistance, and most refunds.
- For kids and those under 18, some parental income might count as “deemed income.”
Resource Qualifications
- For individuals: $2,000 in countable resources.
- For couples: $3,000 in countable resources.
- Resources counted include cash, bank accounts, stocks, and bonds.
- Exclusions: primary residence, one vehicle, household goods, personal effects, and certain burial funds up to $1,500 (or $3,000 for a couple)
