Can You Work on SSDI Benefits in 2025? Rules and Limits Explained in the U.S.

Some Social Security Disability Insurance may not be able to work because of their medical condition. In this case, the Social Security Administration (SSA) will pay Disability Insurance until you reach Full Retirement Age. Then, they will automatically become retirement benefits, so you will continue receiving the same amount of money.

Other SDDI recipients may not be able to work full time or they may not be able to do the same job. However, Social Security has work incentives for those getting disability benefits who would like to work. So, yes, it is possible to work and get monthly payments if you take part in one of the programs SSA offers.

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Social Security Disability Insurance & the Ticket to Work Program

Thankfully, the Administration has special rules for those Americans on Disability Insurance who want to get Social Security Disability Insurance payments and work simultaneously.

There is no need to worry if you can’t continue working due to your disability or medical condition. As a matter of fact, your benefits can start again if they stopped.

In some cases, you will not have to file a new application for the SSDI program either. Thus, if you are willing to work while you can get Social Security payments for some time, you have many advantages.

SSDI work incentives

Here are all the work incentives the Agency offers Disability Insurance recipients in the U.S. in 2025.

Social Security benefit payments go on for some time even if you are working
Medicaid and Medicare benefits also continue as you are working
Getting help with training, rehabilitation or education to start a new career is possible

Bear in mind that the SSI program is also for people with a disability, but it has different rules. So contact the Social Security Administration if you are receiving SSI benefits and you would like to work.

Anyway, do not forget to ask your local SSA office about working and getting payments at the same time before you do it to be informed and benefit from the Ticket to Work Program. Reporting any changes is necessary to avoid overpayments.