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Born in April 1963? See if You Qualify for a $2,831 Social Security Payment

The largest Social Security payment 62-year-olds can receive from the Agency in retirement, check eligibility for such a large direct deposit

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Francisco Candelera
04/03/2025 07:00
Finance
62-year-olds can get up to $2,831 from Social Security

62-year-olds can get up to $2,831 from Social Security

Some Americans born in 1963 will turn 62 in April. This is the moment when the Social Security Administration (SSA) allows workers to claim retirement benefit payments in the United States.

Although it is hard to achieve, some retirees can get a monthly payment worth $2,831 at 62. Social Security could provide even larger checks if you delay retirement until you are 70 and meet all the conditions.

Born in April 1963, get Social Security at 62

The Social Security Administration allows workers to apply for retirement benefits up to 4 months before the moment they want to start collecting monthly payments in the U.S.

Before you apply, check your Statement to see the possible payment amounts by age. Bear in mind that early filing means getting a reduction worth 30%. Can you afford it?

Inflation is another thing to take into consideration. This is causing a lot of financial distress to millions of retirees in the United States. Now, it is time to check who can get $2,831 at 62.

Social Security payment of $2,831 at 62

To get $2,831 you must have worked for 35 years at least. This is only the first requirement, and it may not be possible for some because they may not be able to work because they are looking after someone, they can’t simply find a job, or they have a disability that prevents them from working.

The jobs you have must be covered by Social Security. Some jobs may not pay taxes to SSA, so instead you may get a pension but not retirement benefits from the Agency.

Finally, very importantly, you must have earned the taxable maximum (contribution and benefit base) for 35 years as well. Those who do not file cannot get Social Security, so it is mandatory to file regardless of your payment amount.

Tags: paymentretirementSocial Security

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