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SSI and Social Security Direct Deposits After Memorial Day

Find out when Social Security has scheduled the next retirement and Supplemental Security Income (SSI) payments after Memorial Day

by Francisco Candelera
25/05/2025 11:16
in Finance
Social Security Payments and SSI after Memorial Day in 2025

Social Security Payments and SSI after Memorial Day in 2025

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Memorial Day will be commemorated on May 26, 2025, this year. Generally, it falls on the last Monday in May. Although there are no SSI or Social Security payments on Memorial Day, there will be two paydays in the coming days. The first payment will be distributed by SSA on May 28, 2025. Besides, the Supplemental Security Income payment will be deposited on May 30, 2025.

The SSI payment will be in your bank account two days early if you’re eligible. This is because the Federal Government can’t issue payments on holidays or weekends. Memorial Day does not affect any of these payments, but June 1 is a Sunday, and it had to be rescheduled because it must be paid on a weekday.

SSI arriving 4 days after Memorial Day (May 26, 2025)

All SSI recipients who remain eligible will collect their monthly payment four days after Memorial Day. Actually, this will be the only payday for June and for all beneficiaries.

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The Administration has 4 different paydays for Social Security recipients, but Supplemental Security Income benefits are delivered on the same date to all the people who qualify.

This benefit payment is for low-income Americans who also have little to no resources. Three different ways can make you eligible:

  • Having a qualifying disability
  • Being blind
  • Being at least 65 years old

Can SSI recipients also receive other financial assistance or benefits simultaneously?

Yes, SSI recipients can receive other financial help at the same time. You can get SSI and SSDI benefits at the same time if you meet the requirements for both programs. This is known as receiving “concurrent” benefits.

To receive concurrent benefits, the individual must:

  • Have a qualifying disability that prevents them from working
  • Meet the income and resource limits for SSI
  • Have sufficient work credits for SSDI

You can get SSI even if you receive SSDI benefits. Just make sure your income and resources stay within the SSI limits. The SSA will calculate the SSI benefit amount by taking into account the individual’s SSDI benefit and any other countable income.

Sometimes, a person can get SSI benefits while waiting 5 months for SSDI to start. This is possible if they meet the SSI income requirements.

SSI recipients who live with others and get food and shelter help may see a decrease in their SSI benefits. However, as of September 30, 2024, food assistance no longer counts as income for SSI purposes.

Some living arrangements won’t reduce SSI benefits due to in-kind support. For example, this includes living alone and covering your own costs. It also covers sharing a home with a spouse and kids. Lastly, it includes paying your share of expenses in a shared household.

Social Security payment on May 28, not for SSI recipients

One important thing to take into account is the fact that those on SSI can only receive Social Security simultaneously on the third day of the month. Therefore, they do not qualify for any of the retirement or SSDI payments due on the second, third, or fourth Wednesday of the month.

To get the Social Security payment, you cannot be collecting SSI benefits, and you must have started receiving retirement or SSDI benefits after April 30, 1997. What is more, your birth date must be on one of the last ten or eleven days of the month.

Thus, if you were born from the 21-31, your Social Security payment will be in your bank account on May 28, 2025. Other payments after Memorial Day in June will take place on June 3, 11, 18, and 25.

Source: https://www.ssa.gov/oact/cola/SSI.html

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