Social Security manages applications for this benefit, but it is the Federal government the one that funds it. The Supplemental Security Income, also known as SSI, is meant to be a financial support for Americans who meet special requirements and have difficulties making ends meet. That implies they have both limited income and limited resources.
If you still do not know what income refers to, it is basically the money you get every month. For example, it could be wages, pensions of even Social Security benefits. However, income may also include housing and food. When it comes to resources, it could be a second vehicle you own or the money you have in your bank account.
SSI: income & resource limit exceptions in 2025
In general, the Social Security Administration does not count the following things as income, so they are income-limit exceptions.
- Specific expenses for people with a disability
- Specific expenses for people with blindness
- Rent rebates or property tax refunds
- Section 8 housing vouchers
- SNAP benefits, the former Food Stamps program know called Supplemental Nutrition Assistance Program
- State SSI supplement payments
Resource limit exceptions are:
- Any property you cannot sell or use
- household goods and personal belongings
- 1 vehicle per household
- your home and the land it is on as long as you are currently living there
Is the income limit for SSI the same in the 50 States?
As a matter of fact, the Social Security Administration states that some States have higher monthly income limits. This is because the cost of living is not exactly the same in all States. Check the full list below:
- Arkansas
- California
- Delaware
- Washington, DC
- Georgia
- Hawaii
- Iowa
- Kansas
- Louisiana
- Maryland
- Michigan
- Mississippi
- Nevada
- New Jersey
- New York
- Ohio
- Pennsylvania
- Rhode Island
- South Dakota
- Tennessee
- Utah
- Vermont