Were you a high earner for 35 years and filed at the age of 70? Then, you still have a chance to qualify for the last Social Security payment in February 2025. Those who have worked for 35 years in jobs covered by SSA and meet the 2 previous conditions may get a payment soon.
February 26 will be the payday for those retirees who have filed after April 30, 1997, and were born from the 21st to the 31st. One condition is that they cannot be receiving SSI (Supplemental Security Income) benefits. What is more, not all recipients who qualify for this payday can get $5,108. It is essential retired workers have earned the taxable maximum for 35 years, which is unlikely for most recipients.
Requirements to get a Social Security check of $4,018 on Feb. 26
The Social Security Administration will issue a monthly payment worth $4,018 to retirees who:
- have filed at normal retirement age (Full Retirement Age)
- have worked for 35 years
- had jobs that pay payroll taxes to SSA, so they are covered and can earn work credits
- have earned the taxable maximum for 35 years
Other possible Social Security payment amounts
On average, a retirement check or direct deposit can be worth $1,978. That is more than 2.5% higher than in 2025. Thanks to the Cost-of-Living Adjustment all payments have increased.
Some seniors who earned the taxable maximum (contribution and benefit base) for 35 years, filed at 62 after having worked for 35 years in jobs covered by SSA can get up to $2,831.
Spouses of retired workers who get Social Security on their record can get about $931.28 on average. Children of retired workers who qualify for benefits on retired worker’s record can get about $919.02 on average.
Those seniors who receive lower-than-average payments may qualify for a Federal supplement. Only they have to do is check eligibility for the Supplemental Security Income benefit program, commonly known as SSI.