{"id":37890,"date":"2025-04-04T09:59:17","date_gmt":"2025-04-04T13:59:17","guid":{"rendered":"https:\/\/futbolete.com\/us\/?p=37890"},"modified":"2025-04-04T09:59:17","modified_gmt":"2025-04-04T13:59:17","slug":"rsdi-file-irs-tax-return-social-security-2025","status":"publish","type":"post","link":"https:\/\/futbolete.com\/us\/rsdi-file-irs-tax-return-social-security-2025\/","title":{"rendered":"RSDI Recipients: Do You Need to File an IRS Tax Return in 2025 If on Social Security ?"},"content":{"rendered":"

Social Security benefits<\/strong> are for recipients of (RSDI<\/strong>) retirement, survivor, and disability insurance benefits. Therefore, these beneficiaries get money from the Administration because a worker paid payroll taxes in the United States. For your information, these benefits from SSA do not include Supplemental Security Income (SSI) benefits.<\/p>\n

Keep in mind that SSI benefits are not taxable.\u00a0<\/strong>However, some Social Security<\/strong> recipients on RSDI<\/strong> may need to pay taxes to the IRS<\/strong> in 2025. Therefore, they may need to file a 2024 tax return before the April 15 deadline.<\/p>\n

If so, the net amount of your monthly SSA payments<\/strong> is reported in Box 5 of Form SSA-1099, Social Security Benefit Statement. Then, you must report that amount on line 6a of Form 1040-SR, U.S. Tax Return for Seniors, or Form 1040, U.S. Individual Income Tax Return.<\/p>\n

RSDI and IRS Tax Returns<\/h2>\n

In case you didn’t know it, the taxable portion of the Social Security benefits<\/strong> that is included in your income and used to work out your tax liability depends on the total amount of your income and RSDI benefits<\/strong> for the 2024 taxable year. Take note of this because you should report the taxable portion of your RSDI benefits on line 6b of Form 1040 or Form 1040-SR.<\/p>\n

The Social Security Administration<\/strong> states that your retirement, survivor, or disability insurance benefits may be taxable if:<\/p>\n

    \n
  1. the total of (1) one-half of your RSDI benefits<\/li>\n
  2. plus (2) all of your other income (which includes tax-exempt interest) is greater than the base amount for your filing status<\/li>\n<\/ol>\n

    For your information, the IRS<\/strong> has set different thresholds for individuals (head of household, single, surviving spouse), married couples filing jointly, married couples filing separately, and living together or not.<\/p>\n

    IRS base amounts for RSDI recipients<\/h2>\n

    Most RSDI<\/strong> recipients who do not have combined income (e.g. work and Social Security benefits), do not need to file a 2024 tax return. Nevertheless, if you exceed these limits, you will need to file:<\/p>\n