{"id":286392,"date":"2026-03-10T18:00:29","date_gmt":"2026-03-10T22:00:29","guid":{"rendered":"https:\/\/futbolete.com\/us\/?p=286392"},"modified":"2026-03-09T21:30:55","modified_gmt":"2026-03-10T01:30:55","slug":"bigger-tax-refunds-2026-irs","status":"publish","type":"post","link":"https:\/\/futbolete.com\/us\/bigger-tax-refunds-2026-irs\/","title":{"rendered":"The IRS Tax Refunds Are Getting Closer to $3,800 This Year"},"content":{"rendered":"<p>Millions of Americans opened their bank accounts this week and found a significantly larger deposit than last year. This is no mistake. <strong>The Internal Revenue Service (IRS)<\/strong> confirmed that the average <strong>federal tax refund<\/strong> this season is approaching <strong>$3,800<\/strong>, a figure that is particularly noteworthy at a time when gas prices continue to rise and the cost of living continues to strain family budgets.<\/p>\n<p>The IRS data shows that <strong>the average refund for individual filers reached $3,804 in mid-February<\/strong>, representing an increase of about 10% compared to the same period last year. That figure dropped slightly to <strong>$3,742 in the February 27 report<\/strong>, but the year-over-year increase remains above 10.6%. The government has already processed more than 36 million returns this season, totaling more than $136 billion.<\/p>\n<h2>Why the IRS Is Sending Bigger Checks This Year<\/h2>\n<p>Behind this increase lies a specific legislative reason. <strong>The One Big Beautiful Bill Act (OBBBA)<\/strong>, signed into law by President <strong>Donald Trump<\/strong> in July 2025, introduced a series of tax changes that began to be felt this <strong>tax season<\/strong>.<\/p>\n<p>Among the most significant are new deductions for overtime and tips, an expanded <strong>standard deduction of up to $31,500 for married couples<\/strong>, and a much more generous limit for the state and local income tax deduction known as <strong>SALT.<\/strong><\/p>\n<p>Tom O&#8217;Saben, director of tax content at the National Association of Tax Professionals, was cautious in assessing the true scope of these measures: &#8220;What I&#8217;m finding is that the changes are <strong>providing hundreds of dollars of difference<\/strong>, not thousands of dollars.&#8221; An important caveat for those expecting a dramatic jump in their paycheck.<\/p>\n<p>An analysis by Oxford Economics, published in late February, projects that refunds could grow by almost 20% throughout the tax season, with the benefits particularly concentrated among middle- and upper-income households. The Tax Foundation, an independent think tank, estimated that the impact per taxpayer could be <strong>between $300 and $1,000 more than in previous years.<\/strong><\/p>\n<h2>Tax Credits Could Delay Your Refund: Here\u2019s What to Do<\/h2>\n<p>A technical detail explains the statistical jump in mid-February: By law, the IRS cannot issue refunds that include the <strong>Earned Income Tax Credit (EITC) or the Additional Child Tax Credit<\/strong> before February 15.<\/p>\n<p>When those payments begin to be processed, the overall average skyrockets. Andrew Lautz, director of tax policy at the Bipartisan Policy Center, explained it clearly: &#8220;As we move into the second half of February, <strong>the average refund size goes up, it gets bigger<\/strong>.&#8221;<\/p>\n<p>The vast majority of Americans choose the <strong>standard deduction over itemizing expenses<\/strong>. But tax advisors point out that this season there&#8217;s a compelling reason to reconsider that choice, particularly for homeowners who purchased in recent years.<\/p>\n<p><strong>Mortgage rates<\/strong> averaged around <strong>6.69%<\/strong> over the past two years, according to Freddie Mac data, and the interest burden is heavier in the early years of a mortgage. Adding that mortgage interest deduction to the expanded SALT deduction could, in some cases, outweigh the benefit of the standard deduction.<\/p>\n<p>The overall pace of the season, however, is somewhat lagging. The IRS received just over 32 million returns in the first few weeks and issued nearly <strong>13 million refunds<\/strong>, slightly below last year&#8217;s pace. Processing is also slower than in 2025. The agency expects to receive about <strong>164 million individual returns before the April 15 deadline.<\/strong><\/p>\n<p>For those who filed electronically, the refund typically arrives within <strong>21 calendar days of receipt.<\/strong> Those who opted for a paper return should expect at least an additional week. The IRS has enabled the <a href=\"https:\/\/www.irs.gov\/refunds\" target=\"_blank\" rel=\"nofollow noopener\">Where&#8217;s My Refund tool<\/a> so that any taxpayer can track the status of their refund in real time.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Millions of Americans opened their bank accounts this week and found a significantly larger deposit than last year. This is no mistake. The Internal Revenue Service (IRS) confirmed that the average federal tax refund this season is approaching $3,800, a figure that is particularly noteworthy at a time when gas prices continue to rise and [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":286393,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"jnews-multi-image_gallery":[],"jnews_single_post":{"format":"standard","override":[{"template":"1","parallax":"1","fullscreen":"1","layout":"right-sidebar","sidebar":"default-sidebar","second_sidebar":"default-sidebar","sticky_sidebar":"1","share_position":"hide","share_float_style":"share-monocrhome","show_featured":"1","show_post_meta":"1","show_post_author":"1","show_post_date":"1","post_date_format":"custom","post_date_format_custom":"d\/m\/Y H:i","show_post_category":"1","show_post_reading_time":"0","post_reading_time_wpm":"300","post_calculate_word_method":"str_word_count","show_zoom_button":"0","zoom_button_out_step":"2","zoom_button_in_step":"3","show_post_tag":"1","number_popup_post":"1","show_author_box":"0","show_post_related":"1","show_inline_post_related":"1"}],"image_override":[{"single_post_thumbnail_size":"no-crop","single_post_gallery_size":"crop-715"}],"trending_post_position":"meta","trending_post_label":"Trending","sponsored_post_label":"Sponsored by","disable_ad":"0","subtitle":"This season, the IRS is sending some of the biggest tax refunds ever sent to American taxpayers"},"jnews_primary_category":[],"footnotes":""},"categories":[1],"tags":[44],"class_list":["post-286392","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-irs"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/posts\/286392","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/comments?post=286392"}],"version-history":[{"count":1,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/posts\/286392\/revisions"}],"predecessor-version":[{"id":286394,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/posts\/286392\/revisions\/286394"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/media\/286393"}],"wp:attachment":[{"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/media?parent=286392"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/categories?post=286392"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/tags?post=286392"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}