{"id":284005,"date":"2025-10-05T07:00:13","date_gmt":"2025-10-05T11:00:13","guid":{"rendered":"https:\/\/futbolete.com\/us\/?p=284005"},"modified":"2025-10-05T07:00:13","modified_gmt":"2025-10-05T11:00:13","slug":"social-security-second-group-october-2025","status":"publish","type":"post","link":"https:\/\/futbolete.com\/us\/social-security-second-group-october-2025\/","title":{"rendered":"Just One Group of Social Security Beneficiaries Will Get Payments on the Third Week of October"},"content":{"rendered":"

For the group of Social Security beneficiaries<\/strong> whose birthdays are between the 11th and 20th of the month and who receive their payments on Wednesday, October 15th<\/strong>, the projected increases for 2026 represent moderate relief, but are significantly offset by rising health care costs. This is the cost-of-living adjustment (COLA) that also applies to other groups.<\/p>\n

Payments are also received by those in the group of beneficiaries whose birthdays fall between the 1st and 10th of any month, whose payment is due on Wednesday, October 8th<\/strong>. The third group, those whose birthdays fall after the 21st of any month, whose payment is scheduled for Wednesday, October 22nd<\/strong>.<\/p>\n

While the 2.7% increase in benefit checks is a welcome boost, up to 40% of this gain could evaporate due to rising Medicare Part B premiums<\/strong>, leaving many retirees with little net improvement in their purchasing power.<\/p>\n

When do Social Security COLA payments increase?<\/h2>\n

The official COLA for 2026 will be announced by the SSA in October 2025, but consensus projections from groups such as The Senior Citizens League (TSCL)<\/strong> and independent analysts estimate a 2.7% increase<\/strong>. This projection is based on inflation data from the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W)<\/strong> for the third quarter of the year.<\/p>\n

What the Bureau of Labor Statistics (BLS) does, which determines the final COLA, is average the cost-of-living increases for July, August, and September of each year and compare it with the same period last year. The percentage difference in the increase becomes the increase.<\/p>\n

The current average payment for a retired worker is approximately $2,008 per month. The following table illustrates what the increase would look like for this average beneficiary, followed by a projection for different initial benefit levels.<\/p>\n\n\n\n\n\n\n\n\n\n
Beneficio Mensual Actual (2025)<\/th>\nAumento COLA 2.7%<\/th>\nNuevo Beneficio Mensual (2026)<\/th>\n<\/tr>\n<\/thead>\n
$1,500<\/td>\n+ $40.50<\/td>\n$1,540.50<\/td>\n<\/tr>\n
$1,800<\/td>\n+ $48.60<\/td>\n$1,848.60<\/td>\n<\/tr>\n
$2,008 (Promedio)<\/td>\n+ $54.22<\/td>\n$2,062.22<\/td>\n<\/tr>\n
$2,500<\/td>\n+ $67.50<\/td>\n$2,567.50<\/td>\n<\/tr>\n
$3,000<\/td>\n+ $81.00<\/td>\n$3,081.00<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

Medicare Adjustment: The changes coming for beneficiaries<\/h2>\n

The gross income shown in the table above doesn’t tell the whole story. For the vast majority of retirees, the Medicare Part B premium<\/strong> is automatically deducted from their Social Security benefits. Current projections indicate that this premium will increase significantly in 2026, estimated at $21.50 per month, from $185 to $206.50.<\/strong><\/p>\n

This increase consumes a substantial portion of the COLA. For the average beneficiary, with a $54 increase<\/strong>, almost $22 will immediately go toward covering the higher medical premium, leaving a net gain of approximately $32.50 per month, or $390 annually.<\/strong><\/p>\n

Beyond the COLA and Medicare premiums, other changes will take effect in 2026. For anyone born in 1960 or later, the FRA will officially reach age 67.<\/strong> Claiming benefits before this age will result in a larger permanent reduction than would have been the case in previous years.<\/p>\n

Income limits affecting beneficiaries who work before reaching their FRA will also increase. The limit for those below the FRA is projected to be $24,360 annually by 2026.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

For the group of Social Security beneficiaries whose birthdays are between the 11th and 20th of the month and who receive their payments on Wednesday, October 15th, the projected increases … Read more<\/a><\/p>\n","protected":false},"author":4,"featured_media":284006,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[37],"class_list":["post-284005","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-finance","tag-social-security"],"_links":{"self":[{"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/posts\/284005","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/comments?post=284005"}],"version-history":[{"count":0,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/posts\/284005\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/media\/284006"}],"wp:attachment":[{"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/media?parent=284005"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/categories?post=284005"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/futbolete.com\/us\/wp-json\/wp\/v2\/tags?post=284005"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}