Retirees in the United States who were born during the first ten days of any month are set to receive their next Social Security payment on April 9, and for many, it could reach as high as $5,108. The payment reflects the latest update under the 2025 Cost-of-Living Adjustment (COLA), which raised benefits by 2.5% starting in January.
This increase, applied automatically each month, is meant to offset inflation and ensure that Social Security recipients don’t lose purchasing power as everyday costs continue to rise. The April 9 disbursement is part of the SSA’s regular payment cycle, and no action is required by beneficiaries to receive the updated amount.
Who Qualifies for the April 9 Social Security Payment?
This payment is designated for retirees born from the 1st to the 10th of any month, based on the SSA’s staggered payment schedule. Eligible individuals who claimed their retirement benefits starting at age 62 will see the 2.5% COLA increase reflected in their monthly checks.
While the average payment may vary, the highest possible monthly benefit in 2025 is $5,108—an amount reserved for those who delayed retirement until age 70 and maximized their earnings over time. Those who retired earlier will receive smaller payments, but all beneficiaries in this group will benefit from the COLA boost.
2025 Social Security Benefit Breakdown
| Retirement Scenario | Age of Retirement | Maximum Monthly Benefit |
|---|---|---|
| Early retirees (born 1st–10th) | 62 years | Up to $2,831 |
| Full retirement age | 67 years | Up to $3,822 |
| Delayed retirement | 70 years | Up to $5,108 |
For those who qualify, the April 9 payment offers a welcome boost in the face of continued economic pressures. Thanks to the 2025 COLA increase, retirees can expect their benefits to better reflect today’s cost of living—an essential step toward financial stability in retirement.